Things To Know Before Buying A House in Croatia

Buying A House in Croatia Split

There are multiple factors to consider before purchasing real estate in any country, which also applies to buying a house in Croatia. For example, the housing market, local regulations, the size and age of the property and, of course, the price need to be analyzed according to your needs. Buyers’ education is crucial when it comes to real estate. But most importantly, you need to know the ins and outs. And the best way to do this is by having a trustworthy realtor. So let us inform you of 10 essential factors you must review before buying a house in Croatia.

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Who can purchase property in Croatia?

Can foreigners buy property in Croatia? Many potential buyers ask this common question when purchasing a house in Croatia. Nationals of the EU, EEA and Switzerland can acquire ownership on the same terms as Croatians concerning residential property. Currently, non-Croatian citizens cannot buy agricultural land as individuals because there is an active ban established until July 2023.

Croatia permits citizens of other countries to purchase property on the principle of reciprocity. Currently, Croatia has established property reciprocity agreements with 68 countries. You can see these countries’ complete list in detail on Croatia’s Ministry of Justice and Public Administration website.

Your right to ownership in Croatia

Just because you bought a property in Croatia doesn’t mean you own it. Every property buyer must obtain the legal right of ownership by registering their purchase in the land register to own a property officially. Property buyers must submit a request within 60 days of the purchase date to the municipal court. If not, authorities will charge a much higher fee for requests exceeding this deadline.

A prime location

A good location is always the key to intelligent real estate purchases. Therefore you need to analyze your options properly. Croatia has five major regions: the Mainland, Dalmatia, Kvarner, Istria, and Slavonia. Each area offers its unique jewels, and it’s essential to understand their value. With a trustworthy broker by your side, finding the right location to buy a property in Croatia will be a fresh breeze, just like the Adriatic Sea!

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Property background check

Looking into a property’s history for potential liabilities in Croatia is imperative. For example, an obligation, open dispute, debt, or penalty may be listed against a property. Unfortunately, these unsettled affairs may lead to unnecessary problems. Therefore, it’s essential to consult a professional real estate lawyer to ensure the property you’re buying is clean.

A polished contract

A proper contract with clear conditions and agreements is crucial when buying a property. Your chances of dodging a dispute or a loss are much higher if all essential components of the property sale are outlined in a contract.

  • Property details
  • Buyer/seller information
  • Purchase price
  • Closing date and closing costs
  • Property taxes
  • Excluded items
  • Disclosures
  • Contingencies

Making sure the price is right

There’s a reason why many people believe that real estate is the most securest way of making investments. But it’s vital to be 100% aware of all the costs that come along with buying a home:

  • Cost of property
  • Downpayment amount (25% of the property cost)
  • Deposit
  • Additional services fees: real estate agency, lawyer, notary public, court translator. 
  • Property Evaluation 
  • Property Transfer Fees
  • Insurance 
  • Home Repairs 

Other things to consider when buying a house:

  • size of the lot
  • age of property
  • number of bedrooms
  • number of bathrooms
  • the layout of the kitchen and dining area
  • condition of appliances
  • need for maintenance/cost of repairs
  • proximity to points of interest
  • daycares/schools

Let’s start your journey to buying a house in Croatia together!

Rimac Real Estate prides itself on its thorough knowledge of the Croatian real estate market. On top of that, our vast network of reliable connections assists us in making your home purchase in Croatia positive and hassle-free.

Buying a house, apartment, villa or investment property in Croatia with Rimac Real Estate is enjoyable. Why wait? Let’s get started today!

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